Roy Matlock Jr.'s Money and Business Hour

In the first show of 2026, Roy Matlock, Jr. breaks down the disciplines—not motivation—that build wealth: a simple “money GPS,” automation, budgeting, and the “spend it or save it” mindset that turns small choices into big outcomes over time.

On The Roy Matlock, Jr. Money and Business Hour (December 20, 2025), Roy walks through a practical retirement game plan—from getting money on “autopilot” in the accumulation years to building reliable, tax-smart income in retirement. He explains key retirement risks (like sequence-of-returns, longevity, and taxes), why diversification and professional management matter, and how tools like annuities can provide a paycheck foundation you don’t outlive.

On the December 6, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy explains how to turn idle cash into predictable income—without blowing up your risk—by separating true emergency funds from investable cash and plugging that money into an intentional income strategy. He lays out simple, practical steps you can start before year-end so your cash is working for you as you head into 2026.

On the November 22, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy explains how to build a calm, repeatable financial plan even when the market is at all-time highs. He walks through risk buckets, tax buckets, time vs. timing, and dollar-cost averaging so you can stop guessing, stop worrying, and start following a system—especially if you’re within 10 years of retirement.

Want steadier rental cash flow? Roy, Cliff Johnson (PadSplit), and Jake Robinson break down co-living that can out-earn standard rentals—plus deets on the Nov 20 Rocket Town summit. Call 615-843-2999 or visit RoyMatlockJr.com.

Roy maps out a practical path from first dollar saved to lifetime income—using goals, automation, smart diversification, and a rock-solid defense.

9 Moves the Rich Make (Most Don’t)

Roy Matlock Jr. shares how to shift from financial defense to offense by protecting your income, investing consistently, and letting time and compounding do the heavy lifting. He outlines practical ways to automate savings, work with professional managers, and use the right mix of tools — from Roth IRAs to annuities — to create a secure, growing financial future.

Avoiding the most common financial mistakes and building a plan that carries you from accumulation to retirement.

Drawing from over 40 years of experience and thousands of client reviews, he shares how common blind spots — like leaving old 401(k)s unmanaged, paying hidden fees, mismanaging taxes, or failing to diversify — can cost families hundreds of thousands of dollars.

Avoiding the Top 10 Retirement Planning Mistakes can mean the difference between financial freedom and costly setbacks. In this episode of The Roy Matlock, Jr. Money and Business Hour (September 20, 2025), Roy breaks down the most common mistakes that can cost you $50,000 to $500,000 over your lifetime.

From procrastination and missing out on employer matches, to being too aggressive or too conservative with your investments, Roy explains how to take control of your money.

This week’s episode tackled the #1 wealth killer: procrastination. Roy Matlock Jr. explained how delaying financial decisions robs people of compounding growth, raises insurance costs, and leaves families financially vulnerable. Instead of waiting, Roy urged listeners to automate savings, implement systems, and create defensive protections. The message was clear: procrastination costs money—implementation builds wealth.

In the August 16, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy dives into the realities of inheritances and the massive wealth transfer taking place as Baby Boomers pass down trillions in assets. He stresses the importance of planning—both for those leaving inheritances and those receiving them. Roy explains how wills, trusts, buy-sell agreements, and careful financial management can prevent disputes, protect assets, and ensure generational wealth is preserved. He also cautions listeners not to depend on inheritances, but instead to build independent financial security through retirement planning, tax-smart investing, and disciplined money management.

In the July 26, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy delivers a foundational guide to building financial success from the ground up—perfect for young adults, newlyweds, new parents, or anyone rebooting their financial life. He outlines a practical, step-by-step roadmap that includes increasing income, budgeting, smart saving, strategic insurance, and avoiding common mistakes that cost hundreds of thousands over a lifetime. With Roy’s personal stories and straightforward approach, this episode provides timeless advice on how to build a secure financial future.

In the July 19, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy breaks down the key financial habits and strategies that separate the wealthy from the average person. Drawing from over four decades of experience, Roy walks listeners through ten foundational money principles, covering savings, investing, debt management, diversification, insurance, estate planning, and more. He also dives into essential business owner strategies, highlighting common pitfalls and proactive planning methods for long-term success. This episode is a comprehensive financial blueprint for anyone serious about building wealth and securing financial independence.

In the July 5, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy delivers a rapid-fire rundown of financial fundamentals aimed at helping listeners take immediate control of their money. Covering the essentials of building a solid defense and a strategic offense, Roy walks through his GPS framework—Goal, Plan, and Schedule—emphasizing the importance of budgeting, emergency funds, eliminating bad debt, and protecting assets through smart insurance planning. This episode offers actionable advice for anyone ready to stop being broke and start building wealth.

The June 14, 2025 episode of The Roy Matlock, Jr. Money and Business Hour is focused on the “getting started” stage of financial planning—particularly for young adults, recent graduates, and anyone with less than $100,000 in savings. Roy provides an energetic and actionable roadmap for those looking to build their financial foundation. From income growth and budgeting to proper insurance coverage and strategic investing, the episode emphasizes starting early, automating finances, and working toward a “do-nothing money” milestone of $100K in investments. 

In this episode of The Roy Matlock, Jr. Money and Business Hour, Roy dives deep into the critical “Retirement Red Zone”—the 5 to 10-year window before retirement when every financial decision carries extra weight. Roy presents a seven-part retirement strategy aimed at helping listeners avoid costly mistakes and create a plan that supports long-term financial independence. Whether you’re nearing retirement or know someone who is, this episode serves as a powerful planning blueprint for turning retirement dreams into reality.

In this episode of The Roy Matlock, Jr. Money and Business Hour, Roy presents “The Ultimate Financial Plan,” walking listeners through the key financial stages of life—from young adulthood through retirement. The show opens with guidance for individuals aged 20–35, highlighting the importance of loving your career to solve income problems, building good money habits early, automating savings, and avoiding bad debt.

Roy emphasizes the power of compound interest, budgeting with purpose, and getting to the first $100,000 in savings. He then transitions to the middle years (35–55), advising listeners on maximizing 401(k) contributions, building multiple income streams, considering real estate wis...

In this episode of The Roy Matlock, Jr. Money and Business Hour, aired May 17, 2025, Roy dives deep into what he calls the "GPS approach" to personal finance—Goal, Plan, Schedule. He outlines how financial success doesn’t happen by accident, but by implementing a clear and structured roadmap. Roy explains that every effective financial plan begins with understanding your goals, assessing where you are today, and crafting a step-by-step strategy to get where you want to go.

The episode covers both sides of the wealth-building equation: defense (protecting your assets and income) and offense (strategically growing your money). Roy...

In the April 26, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy walks listeners through 21 practical strategies to protect their income, assets, and future wealth. He begins by emphasizing the importance of proper insurance, emergency funds, and liability protection, then transitions into debt management, budgeting, and income planning. Roy also explains how to diversify income streams and investments, reduce taxes, and implement estate planning. Designed to help people at all stages of life—from young earners to retirees—this episode is a comprehensive guide to building a financially secure and stress-free life.

In the April 19, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy shares the top ten financial mistakes that can cost individuals between $50,000 and $500,000 over a lifetime. From procrastinating on savings to poor debt decisions and overlooking tax planning, Roy breaks down each pitfall with relatable examples and clear solutions. He then transitions into smart investing strategies, explaining how stocks, bonds, annuities, and money market funds all serve different purposes in a diversified plan. Whether you’re just getting started or nearing retirement, Roy emphasizes the importance of creating financial "buckets" tailored to your goals, risk tolerance, and ti...

In this episode, Roy Matlock Jr. breaks down how to navigate financial markets during periods of volatility. He focuses on diversification, risk management, and the importance of automating savings. Roy also explains how to structure your portfolio across different asset classes and use fixed income and annuities to create balance—especially for retirees concerned about outliving their money. He provides a roadmap for building a solid financial plan, tailored for both young investors and those nearing retirement.

This episode focused on entrepreneurship, solving the income problem, and leveraging AI in financial services. Roy was joined by three guests: Dr. Josh Wilson(a behavioral finance expert) and startup founders Eden Ovadia and Victoria Toli, a platform using AI to match clients with financial advisors.

In this episode of the Roy Matlock, Jr. Money and Business Hour, Roy focuses on proven investment fundamentals that help individuals navigate market volatility, maximize financial growth, and plan for long-term success. He draws from his decades of experience in investment advising to emphasize staying disciplined, diversifying investments, and optimizing tax strategies.

In this episode of The Roy Matlock Jr Money & Business Hour, Roy walks listeners through a comprehensive financial roadmap, covering strategies from getting started in finance to planning for retirement. 

This episode provided a step-by-step financial roadmap for every stage of life, emphasizing long-term planning, wealth accumulation, and strategic investing.

In this episode, Roy Matlock Jr. discusses the six components of an automated financial independence plan and provides a detailed guide on how to build wealth effectively. The show emphasizes education, financial planning, budgeting, investments, and automation as the keys to financial success. Roy explains the importance of playing both defense (protecting assets) and offense (growing wealth) while integrating tax strategies, investment diversification, and disciplined saving into an overall plan.

This episode highlights strategies for automating financial independence through a four-part plan: assessing your current financial situation, securing proper insurance, maximizing retirement investments, and implementing estate planning. Roy emphasizes the importance of starting early, eliminating bad debt, and leveraging tax-advantaged accounts to build long-term wealth. The show also introduces a Licensed Referral Partner Program for those looking to grow their income. Take action now—no more procrastination!

The January 25, 2025 episode of The Roy Matlock, Jr. Money and Business Hour focused on financial planning fundamentals and strategies to automate financial independence.

In this episode of the Roy Matlock, Jr. Money and Business Hour, Roy Matlock focused on financial planning fundamentals, targeting both newcomers and those looking to refine their financial strategies in the new year.

The January 11, 2025, episode of Roy Matlock Jr.'s Money and Business Hour, titled "Back to the Basics," focused on creating a solid financial foundation. Roy provided detailed guidance on essential topics, emphasizing education, planning, and automation for long-term financial success.

In this December 21, 2024 episode of the Roy Matlock, Jr. Money and Business Hour, Roy focuses on guiding listeners toward achieving financial independence and creating a robust financial "offense."

The January 4, 2025, episode of Roy Matlock Jr.'s Money and Business Hour emphasized starting the new year with a robust financial plan. Roy outlined essential strategies for achieving financial independence, focusing on budgeting, debt reduction, and automating savings and investments.

In this December 14, 2024, episode of The Roy Matlock Jr. Money and Business Hour, Roy focuses on setting up an effective financial strategy as the year ends. The episode highlights key financial principles for individuals at various life stages, including young professionals, mid-career earners, and those nearing retirement.

In this segment 4 from the November 23, 2024 episode of the Roy Matlock, Jr. Money and Business Hour, Roy discusses building a comprehensive financial plan, blending defensive and offensive strategies for financial success. 

In this segment 3 of the November 23, 2024 episode, Roy Matlock Jr. discusses key defensive strategies to establish financial security, emphasizing the importance of setting a strong foundation before pursuing aggressive financial goals. He outlines a structured approach to budgeting, managing debt, and building an emergency fund, all while highlighting the benefits of automating financial habits.

This episode of Roy Matlock Jr.’s Money and Business Hours comes from the November 23, 2024 radio show, Segment 2. It focuses on conducting a year-end financial review and highlights strategies to ensure financial stability and growth. Roy walks listeners through a comprehensive process of assessing their financial position and building a balanced financial strategy.

In this episode of Roy Matlock Jr's Money and Business Hour, Roy focuses on helping listeners create a comprehensive financial plan to achieve "automatic financial independence." He emphasizes the importance of year-end financial reviews, starting with an assessment of one's current financial position, including net worth, assets, liabilities, and budget. Roy discusses concepts such as the "Financial GPS," which includes setting clear goals, creating plans, and automating processes to ensure consistent progress.

In the first part of this podcast episode, we dive into the essential process of creating a financial plan, with a strong focus on legacy preservation. This segment covers the foundational steps necessary to build a comprehensive financial strategy that not only ensures financial success today but also preserves wealth and values for future generations.

In this episode of the Roy Matlock, Jr. Money and Business hour, Roy offers guidance on closing with a strong year by conducting a thorough year-end check-up, you can ensure that you’re ending the year in a strong financial position and entering the new year with a clear, actionable plan for continued success.

A Financial Game Plan.  In this Segment of Roy's September 7, 2024 episode we explore the pain and pleasure of your financial house. With a focus on maxing out your retirement plans with automated investing strategies.

A Financial Game Plan.  In this Segment of Roy's September 7, 2024 episode we explore the health insurance. With a focus on assessing financial pain and pleasure, and emphasis on avoiding things that cause financial pain. 

A Financial Game Plan.  In this Segment of Roy's September 7, 2024 episode we explore further defensive planning for a strong financial house.

A Financial Game Plan.  In this Segment of Roy's September 7, 2024 episode we explore the pain and pleasure of your financial house. With a focus on assessing financial pain and pleasure, and emphasis on avoiding things that cause financial pain. 

This episode from September 7, 2024 covers the Financial Game Plan. Listen in for the Full-Spectrum Guide to Financial Success.

This episode, segment 4 includes the 3rd stage of your financial life: Withdraw and Transfer of assets. 

This episode, segment 3 includes the second stage: Accumulation.

This episode, segment 2 includes the continuation of the first stage of Getting Started in a secure financial future. 

This episode, segment 1 includes the first stage of Getting Started in a secure financial future. 

Tune in to The Money and Business Hour with Roy Matlock Jr, and listen to his interview (part 4) with author and founder of the Great American Franchise Expo. Have you considered starting your own business or buying a franchise? Then you won't want to miss this!

Tune in to The Money and Business Hour with Roy Matlock Jr, and listen to his interview (part 3) with author and founder of the Great American Franchise Expo. Have you considered starting your own business or buying a franchise? Then you won't want to miss this!

Tune in to The Money and Business Hour with Roy Matlock Jr, and listen to his interview (part 2) with author and founder of the Great American Franchise Expo. Have you considered starting your own business or buying a franchise? Then you won't want to miss this!

Tune in to The Money and Business Hour with Roy Matlock Jr, and listen to his interview (part 1) with author and founder of the Great American Franchise Expo. Have you considered starting your own business or buying a franchise? Then you won't want to miss this!

With the markets and economy continuing on an unstable path, many are unsure about which investment option is right for the times. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down various asset allocation options. Tune in to better understand what options are available and to get better educated before you make your next investment decision. 

If you have a home loan, a car loan, or a loan on any asset, you've probably been told that you should use your extra cash each month to pay those debts down. In this episode of The Money and Business Hour, Roy Matlock Jr. explains why it's not always a good idea to do this. Tune in to get Roy's advice on the dos and don'ts of where to put your money so it's growing in the fastest way possible. 

The past 2 years have been a rollercoaster on many levels. The market has been dangling on a hot and cold yo-yo, yet many investors have thrived through it all. What is the key to thriving in volatile markets? In this episode, Roy Matlock Jr. shares the fundamentals of investing that he has learned over 35 years of working as a financial advisor. Tune in to learn more. 

There are many options when it comes to choosing a financial professional. However, it's important to understand why you need one in order to select the right one for you and your personal needs. In this episode of The Money and Business Hour, Roy Matlock Jr. explains the massive benefits of hiring a financial pro and how to chose one that feels right for your financial goals. 

Being broke, worried and afraid is not the optimal way to live your life, to say the least. Saving and investing the right way can provide you security, eliminate financial anxiety, and build up self confidence. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how it is possible to build wealth and confidence at the same time. Anyone can win at the money game with the right tools. Tune in to learn more.

We've all heard the term "over night success". What most don't realize is that there is no such thing as an overnight success. On average, it takes 10-15 years to achieve success, especially when it comes to finances. In this episode of The Money and Business Hour, Roy Matlock Jr. walks through the different stages in life, based on age, and explains where you should be financially at each stage. Tune in to get your mindset right and build a strong financial game plan. 

No matter what you earn, you're not immune to money problems. It makes no difference with how wealthy or poor you are, everyone needs a good financial plan. Once a solid plan is in place, the next step is investing wisely so one day you might just wake up with an abundance of "Do Nothing Money". In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to build the foundation for a winning financial plan. 

If you live forever but run out of money when you're 80, you've got a serious problem. This is why retirement planning should be of the utmost importance to everyone that's over 18. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to evaluate your assets and liabilities balance sheet along with the financial position that you're in, so you can get on the right track to meet your retirement goals. 

In today's episode of The Money and Business Hour, Roy Matlock Jr. shares the scariest facts when it comes to money and finance. The first step in ensuring that you're not affected by these alarming statistics, is to get educated. If you don't know what to watch out for, how can you make a change or get the help you need? Tune in as Roy shares the scariest money facts you must know about and how to potentially change your path and avoid possible financial traps. 

We've all faced some very interesting times in recent months and years. Finances are a topic of major stress in many households across the country. In today's episode of The Money and Business Hour, Roy Matlock Jr. lays down a plan that just might help you to reach, and potentially surpass, your financial goals- even during trying economic times. Do you want to be financially bulletproof? If so, you don't want to miss this episode. 

Is your retirement savings less than it should be? Are you currently in an uncomfortable financial position? In this episode of The Money and Business Hour, Roy Matlock Jr. shares his own story of how he went from broke to financially set for life in just 10 years. Whether you're just getting started, you're behind on saving, or you're already financially well off, Roy's tips in this episode just might launch you to a whole new level in life.

The rising cost of inflation and the down turned markets have taken a toll on retirement savings across our nation. Don't fear. There is hope to get back on track. In this episode of The Money and Business Hour, Roy Matlock Jr. shares his advice on meeting retirement goals, even if you're currently behind. 

Over the past several months, retirement fund panic has undoubtably set in as this country has watched 401Ks and IRAs dwindle down. After the financial house wrecking ball is done swinging, will you have enough money to retire? In this episode of The Money and Business Hour, Roy Matlock Jr. shares advice on how you still should have plenty of opportunities to build up a nest egg and retire with enough money to last for as long as you'll need. 

In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to create wealth in a recession. Tune in and Roy will walk you through the downsides and the upsides of when the market is going the wrong way. Roy has helped 1000s reach financial goals over the past 35 years. His passion during this volatile time is to help others avoid making mistakes that could cost you your retirement.

In this episode of The Money and Business Hour, Roy Matlock Jr. shares the most common financial mistakes people make in a down market. Making wise choices in this financial climate could translate into hundreds of thousands, if not millions, of dollars. If you're concerned about your current investment portfolio and considering a move of your assets, this episode is a "must listen". 

Roy Matlock Jr. has been in the financial industry for over 35 years and has his "finger on the pulse" of the market. Many are asking if they should bail on what's left of their stock investments and move to fixed index annuities or other options. And others are asking if they should pull all of their investments, and convert to cash until things change. Whether you have investments and aren't sure what to do, or you were wanting to start investing and have been holding off during this seemingly volatile time, you're going to want to tune in to this...

In every downturned market, we see people ditching their investments out of fear, only to wind up loosing hundreds of thousands, and sometimes millions of dollars trying to time the market perfectly. What if you knew that right now could be the one chance you have to make big money in the market? Tune in to today's Money and Business Hour radio show with Roy Matlock Jr. to learn how this moment in time could change your financial life drastically, if you do the right thing with your money. Missing this could cost you!

Are you struggling with anxiety and fear over your decreasing retirement funds and the weight of massive inflation? If you're pinching pennies like never before and absorbing this "world is caving in" mentality flowing from the media outlets, you don't want to miss this episode of The Money and Business Hour radio show. In today's episode, Roy Matlock Jr. shares his perspective on the climate of the current market and how you can overcome your fears in order to capitalize on world events going on around you. You can still win at the money game. Don't panic. Tune in!

The Money and Business Hour radio show host, Roy Matlock Jr, recently had the privilege of being a guest on the Dr. Bill Dorfman podcast, "Meet the Mentors". Dr. Dorfman is a world famous cosmetic dentist, a star on Extreme Makeover and The Doctors tv shows, and a best selling author. Tune in to listen to this informative podcast, where Roy explains how to win financially, even in this downturned market.

At The Money and Business Hour, Roy Matlock Jr. has a passion to educate listeners with proven advice on how to navigate investing, saving, choosing the right insurance, and debt. In this episode, Roy will take you on the financial defense and offense, and equip you with the 4 keys to financial independence. Tune in to avoid decisions that could create financial disaster, and learn the secrets to financial success.

There are many different routes you can take when you're deciding on the best investment options. It's so important to be well educated in this area, so you don't get taken advantage of, and so you meet your retirement goals on time. In this episode of The Money and Business Hour, Roy Matlock Jr. explains everything you need to consider when it comes to investing. 

The housing market has been a raging beast for the past 18 months. The buying/selling frenzy has been coupled with an increase in refinances, at rates that haven't been seen in decades. In this episode of The Money and Business Hour radio show, Roy Matlock Jr. shares everything you need to know about refinancing your home and how to maximize the process financially. 

On the Money and Business Hour radio show, Roy Matlock Jr. often shares advice you should take in order to win at the money game. In this episode, Roy explains the money mistakes you must strategically avoid. If you're ready to take your financial future seriously you don't want to miss this episode. 

When it comes to getting control of your money and becoming financially independent, there are four essential keys you must grasp. In this episode of The Money and Business Hour radio show, Roy Matlock Jr. shares the specific steps you must take to achieve financial success. Most people don't plan to fail, they fail to plan. Tune in today to ensure you're following the right plan, and potentially end your financially worries for good. 

Would you like to go from worried to confident when it comes to your finances? Are you ready to take the steps necessary to ensure that you'll have enough money when it comes time to retire? If you answered yes to either of the above questions, you've come to the right place! In this episode of The Money and Business Hour, Roy Matlock Jr. shares the 6 focus points for a financially independent mindset. Tune in to get the tools you need to win at the money game.

No matter what stage you are at in life, it is time to start planning for retirement. The first step in planning, is determining your retirement budget. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to determine your retirement budget and stay on track to meeting your retirement goals. 

Are you confused as to where to begin when it comes to investing? Are you already dabbling in investments and allowing the media to drive your decisions? In this episode of The Money and Business Hour, Roy Matlock Jr. shares the basic principles everyone needs to know when it comes to investing. With you're looking to get started, or you've been investing for years, you don't want to miss this episode. 

There are many steps that need to be taken on the journey to financial success. But there is one that trumps them all, which you must know and implement in order to win at the money game. In this episode of The Money and Business Hour, Roy Matlock Jr. share the most important step to financial success. Tune in so you too may learn this life changing secret. 

Many struggle with financial concerns daily. But there are practical ways to turn those concerns into financial confidence without a lot of life altering changes. In this episode of The Money and Business Hour, Roy Matlock Jr. shares his advice on how anyone can go from financially concerned to confident and the 6 focus points to get your money under control. 

Financial planning can be an overwhelming and confusing task. There are so many decisions to consider and to be made in order to get all of your affairs in order financially. In this episode of The Money and Business Hour, Roy Matlock Jr. talks about the most important areas to focus on and how to be successful with your financial plan. Tune in to learn secrets Roy has been learning about and sharing for over 35 years. 

Roy Matlock Jr. has been working in the financial and insurance world for over 35 years. When it comes to understanding money and insurance, Roy's knowledge is unsurpassed. In this episode of The Money and Business Hour, Roy reviews common questions from listeners and clients, and shares answers that will help you to better navigate the insurance and investment world. 

If you would like to be prepared for retirement on-time, putting money away and investing wisely are not the only factors in the equation for meeting your goal. In this episode of The Money and Business Hour, Roy Matlock Jr. explains the 3 Ps of retirement preparedness, which are protection, protection, and protection. Tune in to learn exactly what you need protection for.  

When it comes to financial gain, sometimes the small steps and decisions can lead to the biggest returns. In this episode of the Money and Business Hour, Roy Matlock Jr. explains what some of these steps are and how to achieve them. Tune in to learn what you can do to get or stay on the right financial path. 

The vision of retirement life can differ drastically from person to person, but one general consensus is the desire for financial freedom. In this episode of The Money and Business Hour, Roy Matlock Jr. shares the 4 steps you must understand and adopt in order to reach your best financial outcome, not matter what that looks like. It's not likely that you're planning to fail at the money game. The usual problem is the failure to plan. Tune in to be proactive with your financial plan and take control of your life. 

When it comes to money, the more you have the better off you are. So how, exactly, do you increase your net worth and income streams? In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the 6 points for developing a winning money system. Tune in for fresh tips that may just help you to retire on time and live your best life now. 

Do you pay enough attention to your money? It's likely that there are areas of your finances that could be allocated, invested, or saved in more productive ways. In this episode of The Money and Business Hour, Roy Matlock Jr. explains the rules for developing a good financial offense so you might someday win at the money game. 

In order to increase your net worth, you need to know your net worth. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to calculate your net worth and the steps you can take to reach your financial goals. Tune in and Roy will help you to begin to develop the mindset that you are in control of your financial future, which is the first step in increasing your net worth. 

The best money decisions stem from a decision to manage and budget your money better. In this episode of The Money and Business Hour, Roy Matlock Jr. discusses ways to retrain your thinking so you always make smart money decisions. It's not what you earn that counts, it's what you keep!

When using a GPS, we begin by entering the destination. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to acquire a clear financial end goal and develop a plan to reach that goal. It doesn't matter where you are in life. Tune in and gain priceless knowledge and ensure that you're on the best road to success. 

We're all striving for financial security. There are numerous distractions and struggles that can prolong the journey toward retirement. In this episode of The Money and Business Hour, Roy Matlock Jr. shares his expert advice on how to meet financial goals, no matter what life may bring along the way. 

In order to reach your retirement goals on time, and maybe even early, it's important to develop multiple income streams. In this episode of The Money and Business Hour, Roy Matlock Jr explains various ways you might be able to increase your income. Tune in to gain priceless knowledge about investing and more. 

Despite its bad rap, some debt is actually good. In fact, it is possible to make money on debt. It's important to understand the difference between good debt and bad debt, and more importantly- how to get out of bad debt forever. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to become debt free and how to maximize certain debt for financial gain.